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Fintech and technology finance synergistically empower the supply chain

  • Xiaoya Xu
  • , Liang Lee
  • , Haoran Xie
  • , Fu Lee Wang

Research output: Chapter in Book/Report/Conference proceeding › Conference contribution › peer-review

Abstract

This study focuses on supply chain synergistic empowerment by FinTech and technology finance, tackling two linked issues: global supply chain pain points (insufficient resilience, fragmentation, poor capital flow) and the dilemma of enterprises lacking upgrading funds & banks with inefficient risk control. It aims to optimize supply chain "resilience + efficiency + capital flow" via bank-enterprise collaboration. Following "theory-case-law-countermeasure" logic, it uses three methods: literature research (define concepts, identify gaps), multi-case study (CMB, Sany, SHEIN), cross-case comparison. Key findings: 1. Supply chain pain points stem from "technology-information-mechanism" barriers (uneven digitalization, data silos, no standardized systems); 2. FinTech and technology finance share "AI + big data + blockchain" base, adopt "data as credit core" logic, and form a four-step mechanism (data interoperability, precise adaptation, risk control linkage, full-chain upgrading); 3. Synergy has universality (convergent tech/value) and industry differences (Sany: equipment/capital; SHEIN: supplier payment/consumers; CMB: tailored support). It builds an "enterprise + bank" dual-subject framework, confirming their interdependence as key. Countermeasures: enterprises pursue phased digitalization (start with order management); financial institutions provide scenario-based services; governments build unified data platforms. Fills single-subject gaps, offers paths to boost supply chain stability/efficiency, guides industrial digital transformation.

Original languageEnglish
Title of host publicationProceedings of the 15th International Conference on Logistics and Systems Engineering
EditorsWei Li, Hanjiang Zhang, Henry Zhang
Pages352-362
Number of pages11
ISBN (Electronic)9798331331535
DOIs
Publication statusPublished - 2025
Event15th International Conference on Logistics and Systems Engineering - Guangzhou City, China
Duration: 14 Nov 2025 → 15 Nov 2025

Publication series

NameProceedings of the 15th International Conference on Logistics and Systems Engineering

Conference

Conference15th International Conference on Logistics and Systems Engineering
Country/TerritoryChina
CityGuangzhou City
Period14/11/25 → 15/11/25

Keywords

  • Bank-Enterprise Collaborative Empowerment
  • Financial Technology
  • Supply Chain Efficiency
  • Supply Chain Finance
  • Supply Chain Resilience
  • Technology Finance

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